Thanks everyone for the comments. Did it online and sent on Jan.15. Hardest part for me, was figuring out the photo. LOL. Hopefully it is here before end of October.
Make sure your photo meets criteria. No shadows, light background, correct size and cropped headshot.
I think that can be a hold up.
For my pic I went to a local Pharma Save Store. They have all the details of what the criteria is for PALS, Passports and many other Gov't I.D. It differs between type of ID, i.e. PAL requirements are different than Passports. The Pharmacy simply enters the type of ID required and the required picture size, background, smile or no smile and such is automatically formatted for that. Pretty cheap too.