With this cold snap upon us now I was wondering how cold is too cold for a furry friends doing water retrieves? I figure labs, goldens and chessies can handle colder water than versatiles like griffs and other wirehairs. My griff doesn't have much belly hair. lol

She does wear a 5mm neoprene vest but I've got to figure that -14 which is about 7 degrees F, compounded by wind chill, has got to freeze the fur on the dog when it's out of the water. Would hate to see a dog get hypothermia.