It's counterintuitive to me that Iron Glove, having completed a career in insurance, does not see people as risks to be managed, nor ascribe to demographic generalizations. I admit that I'm more a Calvin and Hobbes type.
A happy retirement to those whom live in Hope! (Double entendre intended)
Edit: I don't intend to retire myself, but continue to invest in my marriage, children, and close community, and to leave an inheritance to any legitimate grandchildren I may have, if I live so long.