I just found out that Costco offers pet insurance. (on Costco.ca search 'my pet'). 4 year old GWP, 80% coverage, 300 deductible, 15K/year max = 65 bucks a month.

That's 20 bucks a month cheaper than other quotes I got.

I am an executive Costco member so that does give a better discount.

Just thought someone might want to know. For me 65 bucks a month is a no brainer. YMMV.