Originally Posted by
ajr5406
Im in the process of deciphering through all the various insurance plans and companies to work out what is best for us: we have a 4 month of GSP.
This thread has been very helpful and certainly led me to think: what about self insurance??? What if instead of signing up for a plan, I put aside $50-$70 per month into a savings account? With most plans costing this much or more (the average seems to be around $80 with $5000-$15,000 max, 80% coverage and $300 deductible).
I know that overall, the population will generally spend more money on insurance than they will get back.
Is this something any of you guys do?