Unless you have a jaded past or previous firearms prohibition .. it was YOUR choice to take the courses VS challenging the courses. The Gov does not "make" people take the course unless they have reason too .. may not be a great reason but they do need a "reason" to make you take the course, otherwise you could have challenged the tests.
The money paid for a course goes to the instructor, not the Gov, so it isn't "the Gov" taking the money for your courses. Splitting hairs I know, you're still out the money regardless of who it was paid to. I understand your frustration but take a breath and relax. If you think waiting for your PAL is hard.... wait until you order a firearm !! now that is a long wait ... no mater how fast it comes. lol